Khavedamsha Chart Calculator — D40 Varga Kundali

The Khavedamsha divides each sign into 40 parts of 0°45' each. It evaluates overall karmic merit from the maternal lineage — the blessings and accumulated good karma passed down through your mother's side. Used alongside D45 (paternal), it completes the merit analysis in the Shodashvarga scheme.

Moon is the natural significator of the mother. Its D40 position reveals the depth of maternal karmic blessing you carry. A dignified Moon in D40 means the maternal lineage has accumulated good karma that supports your life — think of it as a karmic trust fund from your mother's side. The 4th lord of D40 adds specificity: its house placement shows which life area benefits most from maternal merit. For example, 4th lord in the 10th house of D40 means maternal blessings particularly support your career.

D40 and D45 are designed as a pair — maternal and paternal merit charts. When a planet is well-placed in both D40 AND D45, it carries double ancestral blessing. When well-placed in only one, the blessing is partial — one lineage supports while the other creates karmic debt. When weak in both, the planet must rely purely on D1 and D9 strength (present-life effort rather than inherited merit). This dual analysis gives a complete picture of whether your inherited karma supports or challenges each planet's promise.